The Identity Theft Problem
According to the U.S. Department of Justice an estimated 17,600,000 Americans were victims of identity theft in 2014 alone. I hope that you were not one of them. But, how would you know.
45% of those people became aware of the identity theft when contacted by their financial institution. 18% only found out when they noticed fraudulent charges on their monthly statements. The identity theft problem is growing and by taking reasonable precautions and educating yourself it can be slowed down. You need to know your rights and liabilities.
The first post in this series dealt with detecting and reporting identity theft. You can find that at http://lowertownstpaulmn.com/2016/08/identity-theft/